Refinance your student loans and save thousands.
Join thousands of dentists that have taken control of their student loan debt by refinancing through Laurel Road. Highlights of the Laurel Road Student Loan Refinance program include:
- An exclusive 0.25% rate reduction1 on loans for [insert state society name here] Members
- No application or origination fees, and no payment penalties
- Flexible repayment options for residents during training
- Concierge-level customer service from dedicated representatives
- Check rates in 5 minutes – no hard credit pull required2
1The 0.25% American Dental Association (ADA) member rate discount is offered for applications from (ADA) members in good standing. The rate discount will end if (ADA) notifies Laurel Road that borrower is no longer in good standing. Offer cannot be combined with other offers, including the Referral Program.
2Checking your rate with Laurel Road only requires a soft credit pull, which will not affect your credit score. To proceed with an application, a hard credit pull will be required, which may affect your credit score.
Laurel Road offers savings to SDDA Members looking to purchase a new home or refinance an existing mortgage.
Laurel Road’s streamlined online application process is easy to use and designed to fit the needs of busy dentists.
Mortgage Benefits Include:
- Special savings with a 0.25% rate discount as a [insert state society initials] member1
- Save up to $650 on your closing costs2
- Up to 100% financing3
- No monthly mortgage insurance payments (PMI)4
- Human support when you need it
NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offer are subject to change without notice. All loans are subject to credit and collateral approval.
1The interest rate discount of 0.25% is offered for borrowers that are an active ADA at the time of closing. This 0.25% interest rate discount cannot be combined with other offers.
For Fixed-rate mortgages, the 0.25% rate discount is a permanent interest rate reduction that will be reflected in the Promissory Note interest rate. For adjustable-rate mortgages, the 0.25% rate discount will apply to the initial Fixed interest rate period and will be reflected in the maximum amount the interest rate can increase over the term of the loan, subject to the minimum interest rate that may be charged per the terms of the Promissory Note.
2Laurel Road offers up to $650 in lender's credit towards your mortgage closing costs. Credits cannot exceed borrowers actual costs to close. For more information refer to the Rewards Program below. http://www.laurelroad.com/partnerships/ada/#Disclaimers
3100% financing is only available to interns, residents, fellows, doctors, clinical professors, researchers, or managing physicians with a current license and a degree of Doctor of Medicine in Dentistry or Doctor of Dental Medicine (DMD), Doctor of Dental Surgery (DDS). Only available when purchasing or refinancing with no cash out on a primary residence and loan amount does not exceed $750,000. Retired dentists are not eligible. Additional conditions and restrictions may apply.
4Only available to interns, residents, fellows, doctors, clinical professors, researchers, or managing physicians with a current license and a degree of Doctor of Medicine in Dentistry or Doctor of Dental Medicine (DMD), Doctor of Dental Surgery (DDS). Retired dentists are not eligible. Additional conditions and restrictions apply.
Laurel Road is a brand of KeyBank National Association. All loans are provided by KeyBank. NMLS# 399797. Member FDIC. Equal Housing Lender.